Premier Gold Plan Coverage may be purchased any time up to 24 hours before departure. In order to waive pre-existing medical conditions, purchase your Gold Plan within 14 days of making your trip deposit.
The Premier Gold Plan includes the following*(subject to the limitations, exclusions, terms and conditions of the policy):
Trip Cost: Trip Cancellation or Interruption
Up to the Trip Cost if you cancel your trip or are unable to continue of your trip. Covered reasons include:
- Sickness, injury or death of an Insured, family member, traveling companion, or business partner. In order to waive the pre-existing medical conditions exclusion, purchase your Gold Plan within 14 days of making your trip deposit.
- Inclement weather causing delay or cancellation of travel.
- Cancel for Work Reason if the Insured or a traveling companion is required to work during the scheduled trip.
- The Insured or traveling companion is involuntarily terminated or laid off.
- Strike resulting in complete cessation of travel services at the point of departure or destination.
- The Insured’s primary residence is made uninhabitable by natural disaster, vandalism or burglary.
- A terrorist incident in a city listed on the itinerary within 30 days of arrival.
- Mechanical/Equipment failure of a common carrier that causes complete cessation of the Insured’s travel.
- Trip Interruption – Return Air Only – Up to $750 for the additional airline expenses to reach your return destination.
$750: Trip Delay
Up to $150 a day for meals, accommodations, etc. if your trip is delayed for more than 5 hours.
$250: Missed Connection
Up to $250 if inclement weather or common carrier causes cancellation or a delay of three or more hours.
$1,000: Baggage & Personal Effects
Up to $1,000 if your baggage, personal effects, passport are lost, stolen or damaged.
$300: Baggage Delay
Up to $300 for the purchase of necessities if your baggage is delayed more than 12 hours.
$25,000: Medical Expense
Up to $25,000 for emergency medical expenses incurred while on a trip. Coverage is secondary.
$500,000: Emergency Evacuation & Repatriation of Remains
Evacuation and transportation as directed by a physician.
$10,000: Accidental Death & Dismemberment
Pays for loss of life or limb if it occurs within 365 days of an accident during your trip.
Purchase your Premier Gold Plan within 14 days of making your initial trip payment
and you also receive:
- Trip Cancellation or Interruption - Waive the pre-existing conditions exclusion.
- Missed Connection Benefit - increases to $500.
- Flight Guard - $50,000 for accidental death or dismemberment that occurs while flying.
- Medical Expense Benefit - coverage becomes primary.
24/7 WORLDWIDE ASSISTANCE SERVICES
- Travel Medical Assistance – Rx replacement, doctor referrals, and more.
- LiveTravel® Emergency Assistance – flight rebooking, rental car reservations, and more.
- Worldwide Travel Assistance – lost baggage, lost passports, pre-trip travel advice, and more.
- Concierge Services – restaurant referrals, wireless device assistance, and more.
- Identity Theft Restoration Services – credit card companies, local authorities, and more.
